Our Services
Comprehensive insurance solutions tailored to protect what matters most to you and your business.
AUTO
Auto insurance can be complex, but understanding the basic coverage types helps you make informed decisions and get the protection you need.
Collision Coverage
Covers damage to your vehicle from collisions with other cars, walls, barriers, or other objects.
Comprehensive Coverage
Covers non-collision damage including theft, fire, vandalism, weather damage, and hitting animals.
Liability Coverage
Covers damages to others when you're at fault in an accident. Often required by law, so ensure you have adequate coverage.
Medical Payments
Also called PIP, covers medical expenses for you and your passengers after an accident, regardless of fault.
Ready to find the right coverage? Work with an independent agency to compare quotes online and get the best deal with personalized attention.
HOME
Home insurance includes several coverage types: homeowners, renters, and condo insurance. Whether you own or rent, you need protection against disasters and losses.
Homeowners Policy
Covers both your home's structure and contents for homeowners. Protects against natural disasters, theft, vandalism, and allows you to replace or rebuild damaged property.
Renter's Policy
Covers your personal belongings as a renter against theft, fire, and natural disasters. Essential since your landlord's policy doesn't cover your personal items.
Home insurance prices vary significantly between carriers. Your independent agent can help you compare multiple quotes from top carriers to find the best coverage and savings.
COMMERCIAL
Commercial insurance protects your business from vehicles to property and employees. Safeguard your investment with these essential coverage types.
Commercial Auto Insurance
Required for any vehicles used for business purposes. Personal auto policies don't cover business-related activities.
Commercial General Liability Insurance (CGL)
Covers bodily injury, property damage, personal injury, and advertising injury. A foundational policy for most business liability needs.
Commercial Property Insurance
Protects your business property against fire, theft, and natural disasters. Essential for any business with a physical location.
Workers Compensation
Covers lost income and medical expenses for employees injured on the job. Often required by law and extends to temporary employees.
Business Owner Package (BOP)
Comprehensive package for small businesses including property, liability, business income, and other essential coverages in one convenient policy.
Compare quotes from multiple top-tier insurance companies through an independent agency to save time and money on your business coverage.
LIFE
Life insurance is one of the most important financial decisions you can make, protecting your family's financial future. An independent agent can help you find affordable coverage.
Whole Life Insurance
Provides lifelong coverage with cash value you can borrow against. Can be part of your estate planning strategy.
Term Life Insurance
Less expensive coverage for a specific time period. Ideal when you have dependents or major financial obligations like a mortgage.
Additional Coverage Options
Includes child life insurance, accident death, critical illness, long-term care, final expense coverage, and disability insurance options.
Finding the Right Policy
Get comparative quotes from multiple providers through an independent agent to find the right policy for your needs and budget.